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Privacy policy

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DRAFT — not in force. This is a placeholder template and must be reviewed by a lawyer before launch. Items marked TODO need real details.

Last updated: TODO

Who we are

OurJamJar (“we”, “us”) is operated by TODO: legal entity name, NZBN and registered address. This policy explains how we collect, use, store and share personal information when you use ourjamjar.com and the OurJamJar app, and your rights under the New Zealand Privacy Act 2020.

Our Privacy Officer can be contacted at [email protected].

What we collect

  • Account details: name, email address and sign-in information.
  • Financial information you connect or upload: account names, balances and transactions received through Akahu or from CSV files you import, plus the budgets, categories, notes, loans and scenarios you enter.
  • Early-access and contact forms: the details you submit, such as email, first name, bank and household type, and your message.
  • Technical information: basic logs needed to run and secure the service. This website doesn’t use analytics, tracking or advertising cookies.

How we use it

  • To provide OurJamJar: categorising transactions, building budgets, reports and projections.
  • To contact you about your account, early access and important changes.
  • To keep the service secure and fix problems.
  • We do not sell your personal information or use your financial data for advertising.

Who we share it with

  • Akahu, to provide bank feeds you choose to connect, under Akahu’s own terms and privacy policy.
  • Service providers that host and run OurJamJar, such as Cloudflare (hosting, database and email delivery). TODO: add a payments provider once one is chosen.
  • People you invite to your household budget.
  • Where required by law.

Where it’s stored

TODO: confirm storage location (currently Cloudflare, Oceania region) and describe any overseas processing and how it is protected under Information Privacy Principle 12.

How long we keep it

TODO: retention periods for active accounts, closed accounts, backups and form submissions.

Your rights

You can ask to access the personal information we hold about you and ask us to correct it. You can disconnect bank feeds at any time through Akahu and ask us to delete your account. If you’re not happy with how we’ve handled your information, please contact us first; you can also complain to the Office of the Privacy Commissioner.

Security and breaches

We take reasonable steps to protect personal information from loss and unauthorised access. If a privacy breach is likely to cause serious harm, we will notify affected people and the Privacy Commissioner as required by the Privacy Act 2020.

Changes

We may update this policy. We’ll post the new version here and tell you about significant changes.